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Americans Are Worried

Posted by Matthew Smith // January 25, 2016

Americans Are Worried

The National Council on Aging reports, “Retirement is not “golden” for all older adults. Americans Are Worried. Over 23 million Americans aged 60+ are economically insecure—living at or below 250% of the federal poverty level (FPL) ($29,425 per year for a single person). These older adults struggle with rising housing and health care bills, inadequate […]


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Got a Low FICO Credit Score

Posted by Matthew Smith // January 18, 2016

Got a Low FICO Credit Score

Kenneth Harney at The Real Deal writes, “If you’ve got a low FICO credit score but believe you can handle monthly mortgage payments instead of rent, here’s some potentially good news: The government is now willing to give you a better shot at obtaining a low-down-payment home loan from the Federal Housing Administration. Under a […]


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Twists and Turns Occur During Real Estate Transactions

Posted by Matthew Smith // January 11, 2016

Twists and Turns Occur During Real Estate Transactions

You accepted a buyer’s offer on your home? Congratulations! Now put down the champagne. There’s work to be done. Lots of work, if you want the deal to close. Many sellers are surprised when twists and turns occur during real estate transactions. The buyer’s inspector may uncover serious problems you didn’t know existed—or maybe not-so-serious […]


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Year-end Property Tax Reassessment

Posted by Matthew Smith // January 4, 2016

Year-end Property Tax Reassessment

The state of Maryland on Tuesday released a year-end property tax reassessment showing a 9.6 percent increase in residential property values in much of Montgomery County. The state’s Department of Assessments and Taxation announced its reassessment of more than two million properties in the state and about 104,000 in Montgomery County. The state divides properties […]


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What Should Maryland Expect in 2016

Posted by Matthew Smith // December 28, 2015

What Should Maryland Expect in 2016

As far as the economy and real estate, what should Maryland expect in 2016? Some analysts look at 2015 and project that into 2016. That certainly a possibility; low inventory, rising median house prices, and rising rents. However, growth fuels everything including housing. There are several real estate trends for 2016 that can impact growth. […]


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We Buy Houses Anne Arundel

Posted by Matthew Smith // December 21, 2015

We Buy Houses Anne Arundel

You want to sell your ugly house because of Death, Divorce, Debt and Downsizing, well we buy houses Anne Arundel. Did you read that right? Anne Arundel we want your ugly houses. Bring us your tired, unpainted, needs new siding and new roofs. We want to hear about the crumbling foundations and the creepy yards. […]


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Favorite Investment Side Dish

Posted by Matthew Smith // December 14, 2015

Favorite Investment Side Dish

Morningstar asked readers around Thanksgiving time to tell them about their favorite investment side dish. Not the main-course core holding that anchors a portfolio, but the satellite or supporting player that adds that little bit of spice and diversity.  We liked one response: I am glad that I have ignored the naysayers who say there […]


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Sell House Anne Arundel

Posted by Matthew Smith // December 7, 2015

Sell House Anne Arundel

Of all the reasons to sell house Anne Arundel, the “Four Ds” dominate. The four Ds are Death in a family, too much Debt, Downsizing in Anne Arundel after the kids leave home, and Divorce. We hadn’t thought too much about downsizing in Anne Arundel until a friend’s mother decided to sell the big house […]


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How to Save for Our First House

Posted by Matthew Smith // November 9, 2015

How to Save for Our First House

When I graduated from college, after I got my first job, and was married, the two of us figured out how to save for our first house.  Our first house was about 2,000 square feet, two story 2BR, 1BA house and the house cost $14,250. We put 20% down from some left over college funds, […]


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Anne Arundel County Looks Very Healthy

Posted by Matthew Smith // October 26, 2015

Anne Arundel County Looks Very Healthy

In What is the State of Real Estate? we said, “The statistics from August were just released. Anne Arundel County looks very healthy.” Closed sales were up over last year; New Pending Sales were up; Active listings were up; and Months of supply were 5.4 in August vs. the five-year average in August of 6.3. […]


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